{"id":67532,"date":"2026-07-15T02:06:03","date_gmt":"2026-07-15T09:06:03","guid":{"rendered":"https:\/\/govienneau.com\/?page_id=67532"},"modified":"2026-07-22T03:32:30","modified_gmt":"2026-07-22T10:32:30","slug":"auto-insurance","status":"publish","type":"page","link":"https:\/\/govienneau.com\/fr\/auto-insurance\/","title":{"rendered":"Assurance automobile"},"content":{"rendered":"<h1>\n\t\t\tConduisez en toute confiance, kilom\u00e8tre apr\u00e8s kilom\u00e8tre.\n\t\t<\/h1>\n\t\t\t<p>Prot\u00e9gez votre v\u00e9hicule, vos finances et votre tranquillit\u00e9 d'esprit gr\u00e2ce \u00e0 une couverture sur mesure.<\/p>\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Auto-Dark-top.jpg.webp\" alt=\"Auto-Dark-top\" itemprop=\"image\" height=\"1050\" width=\"1600\" data-srcset=\"https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Auto-Dark-top.jpg.webp 1600w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Auto-Dark-top-300x197.jpg.webp 300w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Auto-Dark-top-1024x672.jpg.webp 1024w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Auto-Dark-top-768x504.jpg.webp 768w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Auto-Dark-top-1536x1008.jpg.webp 1536w\" data-sizes=\"(max-width: 1600px) 100vw, 1600px\" title=\"Auto-Dark-top\" onerror=\"this.style.display='none'\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1600px; --smush-placeholder-aspect-ratio: 1600\/1050;\" \/>\n\t\t<h2>\n\t\t\tPr\u00e9servez le sentiment de libert\u00e9\n\t\t<\/h2>\n\t\t\t<p>We all remember when we first got our driver&#8217;s license &#8211; taking the family car out &#8211; it was all about that feeling of freedom when you hit the open road for destinations unknown. No worries, just the feeling that a whole new world had just opened up, and it was yours for the discovering.<\/p>\n<p>Only later on, as the realities and responsibilities of life begin to set in, do we start to think about things like &#8220;Auto Insurance&#8221; and what role it plays in the grand scheme. As the years pass and our carefree exuberance is gradually replaced by the realization that we now have so much to lose, it&#8217;s easy to lose that &#8220;worry free&#8221; sensation that we had when we first got behind the wheel. At Vienneau Insurance, we want to help you hold onto that feeling!<\/p>\n\t\t<h3>\n\t\t\tIt&#8217;s About Peace Of Mind\n\t\t<\/h3>\n\t\t\t<p>It&#8217;s not about funny commercials, or prodding people to &#8220;get your own quote online&#8221; and having to live with the consequences. it&#8217;s about making ABSOLUTELY SURE you are covered ahead of you or a loved one being in a car accident. Because let&#8217;s face it, automobile accidents happen every day, in Shediac and every community throughout New Brunswick. You can&#8217;t afford to find out that you did fully understand where the &#8220;car rental&#8221; option was on the website, or that the call-center insurer slid in a jacked-up deductible to make your price look better. You need a local independent insurance broker that you can trust not to play &#8220;Russian roulette&#8221; with your family&#8217;s financial wellbeing. We live in the same communities as you do &#8211; and we&#8217;re not big fans of dirty looks at the grocery store &#8211; so we make sure we cover you right.<\/p>\n\t\t<h3>\n\t\t\tToutes les assurances automobile ne sont pas identiques\n\t\t<\/h3>\n\t\t\t<p>If you are going to drive a car in New Brunswick, you are required to be able to prove you have insurance. Although the government legislates that certain minimal levels of coverage be present in every Auto Insurance policy, a scrupulous agent or broker will not push upon their clients the bare legislated minimum coverage. The &#8220;add on&#8221; coverages, or &#8211; as we call them in the industry &#8211; endorsements, are what really brings a Car Insurance policy together.<\/p>\n<p>Parmi ces options, on retrouve :<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\tAssurance pour location de voiture\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tCoverage for vehicles you borrow but don&#8217;t own\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tPremier accident pardonn\u00e9\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tGuaranteed replacement cost (&#8220;new car&#8221; coverage) for newly purchased vehicles\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t&#8220;Top up&#8221; liability insurance that can come into play if you are hit by a driver who carries lower limits of insurance which aren&#8217;t enough to compensate you for your damages and injuries\n\t\t\t<\/li>\n\t\t<\/ul>\n\t\t<h3>\n\t\t\tPour clarifier certains termes de l'assurance automobile\u00a0:\n\t\t<\/h3>\n\t\t\t<p><strong>Termes relatifs \u00e0 l'assurance automobile et ce qu'ils couvrent :<\/strong><\/p>\t\t\n\t<ul>\n\t\t\t<li>\n\t\t\t\t<b>Family Protection &#8211;<\/b> This protection provides coverage for you and your family from the actions of an at-fault, under-insured driver. If you are traveling in a province or a state where the mandatory liability coverage is low, Family Protection coverage ensures that you and your family are covered if you are injured in an accident up to your own policy&#8217;s limits regardless of the other person&#8217;s coverage levels.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Collision Or Upset &#8211;<\/b> La garantie collision est une couverture facultative qui prot\u00e8ge votre v\u00e9hicule lorsqu'il est impliqu\u00e9 dans une collision avec un autre v\u00e9hicule ou un objet.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Comprehensive &#8211;<\/b> Il s'agit d'une garantie facultative qui prot\u00e8ge votre v\u00e9hicule contre les pertes ou les dommages autres que ceux couverts par la garantie collision ou renversement. Cette garantie couvre notamment les chutes ou projections d'objets, le vandalisme et le vol.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Loss Of Use &#8211;<\/b> Si vous \u00eates impliqu\u00e9 dans un accident et que votre voiture n'est plus en \u00e9tat de rouler, la garantie \u00ab perte d'usage \u00bb couvre les frais de location d'un v\u00e9hicule pendant la dur\u00e9e des r\u00e9parations. Les plafonds de garantie peuvent varier d'une compagnie d'assurance automobile \u00e0 l'autre.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Liability &#8211;<\/b>Elle vous prot\u00e8ge si une personne est bless\u00e9e ou tu\u00e9e, ou si ses biens sont endommag\u00e9s. Elle couvre les r\u00e9clamations l\u00e9gitimes formul\u00e9es \u00e0 votre encontre, jusqu'\u00e0 concurrence de votre plafond de garantie, ainsi que les frais li\u00e9s au r\u00e8glement de la r\u00e9clamation.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Legal Liability For Damage To Non-Owned Automobile &#8211;<\/b> If you need to rent a car for a short term, this option provides you with the same level of physical damage coverage (i.e. collision and\/or comprehensive coverage) that you carry on your own vehicle. You can purchase this coverage from the rental company, however it can get expensive. Some of these companies charge more for one day of coverage than you would pay for a year&#8217;s worth of Car Insurance through your local insurance broker.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Limited Waiver Of Depreciation &#8211;<\/b> Si votre v\u00e9hicule est d\u00e9clar\u00e9 irr\u00e9parable \u00e0 la suite d'un accident survenu dans les deux premi\u00e8res ann\u00e9es suivant sa livraison initiale, cette garantie optionnelle vous assure de recevoir la valeur int\u00e9grale du prix d'achat, sans d\u00e9pr\u00e9ciation. En revanche, si le v\u00e9hicule peut \u00eatre r\u00e9par\u00e9 en toute s\u00e9curit\u00e9, votre compagnie d'assurance organisera les r\u00e9parations n\u00e9cessaires.\n\t\t\t<\/li>\n\t\t<\/ul>\n\t<p>All these endorsements can vary from insurer to insurer. For example, some provide more rental coverage than others, and some will replace your car with a new one three years after you purchase it, whereas others will only replace it when it&#8217;s under 2 years old.<\/p>\n<p>The beauty of an insurance broker is that we have lots of options, and we&#8217;ll make sure you get what you need. Call Vienneau Insurance today or simply fill out our quote form at the top of this page for your free Car Insurance quote!<\/p>\n\t\t\t<a href=\"https:\/\/webrater.appliedsystems.com\/WR\/Default.aspx?GC=VIENNEAU&#038;LANG=EN&#038;LOB=AUTO&#038;WFW=NST&#038;ORGSITE=govienneau.com\"  target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tObtenir Prix Auto\n\t\t\t\t\t<\/a>","protected":false},"excerpt":{"rendered":"<p>Drive With Confidence Every Mile Protect your vehicle, finances, and peace of mind with customized coverage. Holding On To The feeling We all remember when we first got our driver&#8217;s license &#8211; taking the family car out &#8211; it was all about that feeling of freedom when you hit the open road for destinations unknown.&hellip;<\/p>","protected":false},"author":2,"featured_media":44,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-67532","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Auto Insurance | Auto Insurance Quote by Vienneau<\/title>\n<meta name=\"description\" content=\"Choose Vienneau, a local insurance broker in New Brunswick, for an auto insurance quote that fits your needs. 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