![\"cottage2-dark-top\"](\"https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/cottage2-dark-top.jpg.webp\" "\\"cottage2-dark-top\\"")
\n\t\tUne assurance sur mesure pour les r\u00e9sidences saisonni\u00e8res, con\u00e7ue pour prot\u00e9ger votre lieu de vill\u00e9giature.<\/p>\n\t\t\t\t\t\t\t\t\t\n\t\t
If you’re in the market for a lovely cottage in New Brunswick, you have many excellent selections in this part of Canada. A second home gives you somewhere to go when you need a retreat from the everyday world with all its hectic schedules and people in a hurry. However, it is very important for Shediac residents to have the right kind of cottage insurance. If not, your beautiful little getaway home could turn into a financial nightmare. This almost happened to Donna and Lester M in our example story.Lester and Donna worked hard for many years but never could manage to save enough money for that cozy cottage in the woods they always dreamed of. However, one day Donna received an unexpected inheritance from a relative and the couple knew exactly what they were going to do with the money.Donna and Lester found a lovely little place only about 65 kilometres from their home. It needed a lot of work, but they planned to retire in 10 years and this gave them the chance to fix the place up and make it their retirement home. In the meantime, they had someplace to go on the weekends.\u00a0<\/p>\t\t\n\t
They were able to pay cash for the cottage and didn’t want to spend much on cabin insurance until the place was fixed up. Lester called his insurance broken about getting a “bare bones” policy. However, the broker was experienced with this kind of insurance and told Lester he should consider options like vandalism insurance and replacement cost coverage to insure the investment the couple already made in the property. Lester and Donna thought about it for some time and finally agreed.<\/p>\n
Four months later, Donna and Lester went to their cabin to work on some repairs and received a big shock. Someone had broker into their cottage and caused an enormous amount of damage. Had the couple went with “bare bones” seasonal home insurance, they would have no beautiful cottage today.<\/p>\n\t\t
Insuring a cottage is not like your primary residence because you are not there a great deal of the time. You need insurance specifically designed for people in your situation and that is the concept behind this kind of coverage. Think of it as “special homeowner insurance”.<\/p>\n\t\t
Anyone owning a second home should consider insurance. It’s not just about log cabins or little cottages. In fact, any residence you plan to use for special times should have a seasonal insurance policy in place. This includes:<\/p>\n\t
La protection de votre cabane de vacances devrait comprendre les m\u00eames choses que votre assurance habitation pour votre r\u00e9sidence principale. N\u2019oubliez pas que les primes d\u2019assurance d\u00e9pendent de l\u2019emplacement de la r\u00e9sidence et de si elle est votre r\u00e9sidence principale ou non. Voici les options de protection de base \u00e0 consid\u00e9rer:<\/p>\n\t
Votre courtier d\u2019assurance peut vous dire si vous \u00eates admissible \u00e0 une police d\u2019assurance habitation pour r\u00e9sidence saisonni\u00e8re, ce qui pourrait vous faire \u00e9conomiser en primes d\u2019assurance. Vous pourriez \u00e9galement penser aux options suivantes :<\/p>\n\t
Lorsque vous magasinez une assurance pour votre chalet, il se peut que vous deviez vous informer aupr\u00e8s de plusieurs compagnies d\u2019assurance et explorer plusieurs options diff\u00e9rentes. De plus, lorsque viendra le temps de lire les conditions de la police d\u2019assurance, il se peut que vous voyiez beaucoup de termes avec lesquels vous n\u2019\u00eates pas familiers. Voil\u00e0 une des nombreuses raisons pour lesquelles il est avantageux de choisir un professionnel en assurances avec de l\u2019exp\u00e9rience comme chez Assurance Vienneau.<\/p>\n\t\t
Many people naturally assume they have to go to an insurance broker who works for just one company and there are no other viable options. This is not the case because your independent insurance broker can do everything a “one company” agent can do and much more. Think of Vienneau Insurance as a “multi-company” brokerage because an insurance broker does business with many excellent insurers and is there to find you the most affordable coverage and all the options you need for your cabin.At Vienneau Insurance, we live and work in cottage country, so we know what you need and are here to help you with coverage customized for you and your family.Don’t take unnecessary risks with your beautiful cottage or home. Come to Vienneau Insurance today for a no risk seasonal home insurance quote.<\/p>","protected":false},"excerpt":{"rendered":"
Enjoy Every Escape Custom seasonal property insurance designed to keep your retreat protected. Finding the Right Cottage Insurance If you’re in the market for a lovely cottage in New Brunswick, you have many excellent selections in this part of Canada. A second home gives you somewhere to go when you need a retreat from the…<\/p>","protected":false},"author":2,"featured_media":44,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-67552","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\n