{"id":67563,"date":"2026-07-15T03:05:12","date_gmt":"2026-07-15T10:05:12","guid":{"rendered":"https:\/\/govienneau.com\/?page_id=67563"},"modified":"2026-07-22T00:20:00","modified_gmt":"2026-07-22T07:20:00","slug":"atv-insurance","status":"publish","type":"page","link":"https:\/\/govienneau.com\/fr\/atv-insurance\/","title":{"rendered":"Assurance quad"},"content":{"rendered":"<h1>\n\t\t\tDe l'assurance sur tous les sentiers que vous empruntez\n\t\t<\/h1>\n\t\t\t<p>Trouvez une couverture qui contribue \u00e0 prot\u00e9ger votre v\u00e9hicule, votre investissement et vos aventures.<\/p>\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/ATV-dark-top-.jpg.webp\" alt=\"ATV-dark-top-\" itemprop=\"image\" height=\"1050\" width=\"1600\" data-srcset=\"https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/ATV-dark-top-.jpg.webp 1600w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/ATV-dark-top--300x197.jpg.webp 300w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/ATV-dark-top--1024x672.jpg.webp 1024w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/ATV-dark-top--768x504.jpg.webp 768w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/ATV-dark-top--1536x1008.jpg.webp 1536w\" data-sizes=\"(max-width: 1600px) 100vw, 1600px\" title=\"ATV-dark-top-\" onerror=\"this.style.display='none'\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1600px; --smush-placeholder-aspect-ratio: 1600\/1050;\" \/>\n\t\t<h2>\n\t\t\tPourquoi vous avez besoin d'assurance VTT\n\t\t<\/h2>\n\t\t\t<p>Si vous habitez \u00e0 Sh\u00e9diac, vous savez comment le paysage est beau. En fait, quand la temp\u00e9rature est belle vous pouvez sortir sur les sentiers de VTT et dans les r\u00e9gions sauvages pendant des jours sans fin si vous le souhaitez. Il s\u2019agit d\u2019une excellente fa\u00e7on de relaxer, de se d\u00e9tendre et de tout simplement profiter d\u2019un peu d\u2019espace. Par contre, \u00e0 moins d\u2019avoir la bonne assurance VTT, vous pourriez prendre le mauvais chemin qui vous m\u00e8nerait vers de graves probl\u00e8mes financiers. Il n\u2019y a aucune fa\u00e7on de savoir ce qui se trouve sur le sentier devant vous et voici un exemple qui d\u00e9montre la valeur d\u2019un excellent agent d\u2019assurance.<\/p>\n<p>Mike et Susan adoraient leurs 4-roues et chaque fois qu\u2019ils en avaient la chance, le couple se retrouvait sur les sentiers \u00e0 s\u2019amuser et \u00e0 oublier tous leurs probl\u00e8mes. M\u00eame qu\u2019il n\u2019y a pas si longtemps, ils avaient achet\u00e9 une nouvelle maison situ\u00e9e pr\u00e8s de quelques-uns des meilleurs sentiers des Maritimes. Ils avaient planifi\u00e9 de s\u2019amuser amplement sur ces sentiers.<\/p>\n<p>One day as the couple was out riding, they had a close call with another vehicle and this got Susan to thinking about quad insurance for their vehicles.Mike thought there was no need for this kind of insurance because the odds of an accident were astronomical. However, Susan didn&#8217;t think so and the couple had several serious discussions on the matter with Susan eventually getting her point across.<\/p>\n\t<p>Mike promit \u00e0 Susan qu\u2019il appellerait leur courtier d\u2019assurance afin d\u2019obtenir les co\u00fbts d\u2019une police d\u2019assurance 4-roues. Lorsque Mike discuta d\u2019assurance avec le courtier, il r\u00e9alisa que la couverture \u00e9tait tout \u00e0 fait abordable et d\u00e9cida de se procurer une police d\u2019assurance responsabilit\u00e9 civile de base. Et finalement, ce fut une d\u00e9cision fatidique.<\/p>\n<p>Just a month after taking out the policy, Mike&#8217;s ATV was going around a blind corner at a high rate of speed and hit another vehicle head-on. The crash demolished the bikes and the other ATV had two people on it and they received serious injuries. Because the accident was Mike&#8217;s fault, his insurance was responsible for the claims which exceeded $180,000. Thankfully he had the right kind of coverage in place or Susan and Mike&#8217;s lives would have been in big financial trouble.<\/p>\n\t\t<h3>\n\t\t\tQu\u2019est-ce qu\u2019est l\u2019assurance VTT?\n\t\t<\/h3>\n\t\t\t<p>La couverture VTT est con\u00e7ue pour n\u2019importe quel type de v\u00e9hicule sport motoris\u00e9, \u00e0 l\u2019exception de ceux qui font de la comp\u00e9tition. Elle couvrira plusieurs risques auxquels les conducteurs de VTT font face lorsqu\u2019ils sortent sur leurs v\u00e9hicules. Comme vous pouvez le constater de l\u2019histoire exemple, sans cette couverture, vous pourriez avoir de graves probl\u00e8mes.<\/p>\n\t\t<h3>\n\t\t\tQui a besoin d\u2019assurance quad?\n\t\t<\/h3>\n\t\t\t<p>L\u2019assurance 4-roues ou quad, devrait \u00eatre consid\u00e9r\u00e9e par toute personne qui conduit un quatre roues, une moto quad, ou un c\u00f4te-\u00e0-c\u00f4te. Ceci comprend l\u2019usage r\u00e9cr\u00e9atif, l\u2019usage agricole, et l\u2019usage des \u00e9leveurs. Cette assurance couvrira aussi les v\u00e9hicules suivants :<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\tMotoneiges\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tMotos tout-terrain\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tMinimotos\n\t\t\t<\/li>\n\t\t<\/ul>\n\t\t<h3>\n\t\t\tQu\u2019est-ce qu\u2019est une assurance quatre roues de base?\n\t\t<\/h3>\n\t\t\t<p>L\u2019assurance quatre roues de base est similaire \u00e0 l\u2019assurance automobile et vous devriez consid\u00e9rer les \u00e9l\u00e9ments suivants :<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\t3rd party Liability &#8211; covers damage your ATV may cause to other people and property.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tCollision &#8211; pays for damage to your vehicle if you are at fault and is mandatory if you have a loan on your ATV.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tComprehensive &#8211; covers hail damage, fire, vandalism, theft, and incidents like falling trees.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tUnderinsured\/uninsured drivers &#8211; if another driver causes injuries or damages and does not have insurance, your company pays for the claims.\n\t\t\t<\/li>\n\t\t<\/ul>\n\t\t<h3>\n\t\t\tOptions additionnelles pour votre assurance VTT\n\t\t<\/h3>\n\t<ul>\n\t\t\t<li>\n\t\t\t\tVous devriez parler \u00e0 votre courtier d\u2019assurance \u00e0 propos d\u2019options disponibles pour votre police. En fait, il ou elle pourrait vous recommander :\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tDommages \u00e0 la remorque\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tMore liability coverage &#8211; you may need more than the usual coverage. In fact, it may be best to take out an umbrella liability policy.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tEquipment &#8211; can cover things like camping gear, GPS units, and fishing gear.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tDisability &#8211; will pay you if you must be off work a long time due to a covered accident.\n\t\t\t<\/li>\n\t\t<\/ul>\n\t\t<h3>\n\t\t\tComment se procurer la bonne police d\u2019assurance VTT\n\t\t<\/h3>\n\t\t\t<p>Your independent insurance broker from Vienneau Insurance can help you find just the right coverage and at premiums that match your budget. How is this possible? Your independent broker deals with many of Canada&#8217;s finest insurers and your broker works for no insurance company. This person looks out for your interests and checks all the insurance options to find you the very best deals.<\/p>\n<p>Il y a plusieurs autres fa\u00e7ons dont Assurance Vienneau peut aussi vous sauver de l\u2019argent sur votre assurance. Par exemple, si vous combinez vos polices avec la m\u00eame compagnie, vos \u00e9conomies peuvent \u00eatre consid\u00e9rables. Nous avons aussi de nombreuses excellentes options d\u2019assurance et de gestion de risques que nous pouvons vous montrer.<\/p>\n<p>Are you a safe driver? Did you know some insurance companies provide discounts for safe drivers and your independent insurance broker can tell you about deals that many people are not aware of. When you come to Vienneau Insurance we can help you with your home, auto, life, and business insurance, and not only save you money, but make sure you have the best possible coverage in place.<\/p>\n<p>Please don&#8217;t drive your ATV uninsured or underinsured when affordable coverage is available. Check us out today for a free quote on your four wheeler insurance.<\/p>","protected":false},"excerpt":{"rendered":"<p>Confidence for Every Trail You Take Find coverage that helps protect your vehicle, your investment, and your adventures. Why You Need ATV Insurance If you live in Shediac, you know how beautiful the countryside is. In fact, when the weather is nice you can go out on the ATV trails and into the wilderness for&hellip;<\/p>","protected":false},"author":2,"featured_media":44,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-67563","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ATV Insurance | ATV Insurance Coverage by Vienneau<\/title>\n<meta name=\"description\" content=\"Choose Vienneau, a local insurance broker in New Brunswick, for ATV insurance coverage that fits your needs. 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