{"id":67609,"date":"2026-07-15T21:38:35","date_gmt":"2026-07-16T04:38:35","guid":{"rendered":"https:\/\/govienneau.com\/?page_id=67609"},"modified":"2026-07-22T00:40:23","modified_gmt":"2026-07-22T07:40:23","slug":"apartment-owners","status":"publish","type":"page","link":"https:\/\/govienneau.com\/fr\/apartment-owners\/","title":{"rendered":"Propri\u00e9taires d'appartements"},"content":{"rendered":"<h1>\n\t\t\tProt\u00e9gez votre propri\u00e9t\u00e9\n\t\t<\/h1>\n\t\t\t<p>Prot\u00e9gez votre bien locatif, vos locataires et votre investissement \u00e0 long terme gr\u00e2ce \u00e0 des polices d'assurance.<\/p>\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Apartments2-dark-top.jpg.webp\" alt=\"Apartments2-dark-top\" itemprop=\"image\" height=\"1050\" width=\"1600\" data-srcset=\"https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Apartments2-dark-top.jpg.webp 1600w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Apartments2-dark-top-300x197.jpg.webp 300w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Apartments2-dark-top-1024x672.jpg.webp 1024w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Apartments2-dark-top-768x504.jpg.webp 768w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/Apartments2-dark-top-1536x1008.jpg.webp 1536w\" data-sizes=\"(max-width: 1600px) 100vw, 1600px\" title=\"Apartments2-dark-top\" onerror=\"this.style.display='none'\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1600px; --smush-placeholder-aspect-ratio: 1600\/1050;\" \/>\n\t\t<h2>\n\t\t\tL'assurance pour propri\u00e9taires d'immeubles \u00e0 revenus au Nouveau-Brunswick\n\t\t<\/h2>\n\t\t\t<p>Que vous apparteniez un seul immeuble \u00e0 revenus qui vous fournit un petit coussin financier, ou que vous soyez propri\u00e9taire \u00e0 plein-temps avec des douzaines d\u2019unit\u00e9s \u00e0 votre nom, vous voulez certainement vous assurer que votre investissement est bien prot\u00e9g\u00e9. Alors que l\u2019assurance pour propri\u00e9taires d\u2019immeubles \u00e0 revenus au Nouveau-Brunswick est g\u00e9n\u00e9ralement moins ax\u00e9e sur les tours d\u2019appartement (high-rise), cela ne veut pas n\u00e9cessairement dire qu\u2019elle demande moins d\u2019entretien.<\/p>\n<p>Landlord Insurance in New Brunswick generally is less about high-rise, but not necessarily less high-maintenance. Your tenants can be hard on your building, and you need to make sure that a slip up by one of them does not erase all the equity you&#8217;ve built up in that property all because your insurance was not up to par.<\/p>\n\t\t<h3>\n\t\t\tUn niveau de couverture d\u2019appartement luxueux \u00e0 des prix d\u2019appartement de sous-sol.\n\t\t<\/h3>\n\t\t\t<p>Isn&#8217;t this what we all want? As an insurance broker with loads of experience with income property insurance, we shop the marketplace for you to find that all-important combination of value and coverage.<\/p>\n<p>D\u00e9pendant des conditions du march\u00e9 et des sp\u00e9cificit\u00e9s de votre propri\u00e9t\u00e9 en particulier, nous pouvons vous offrir un nombre de devis selon de nombreuses options pour ensuite vous expliquer les diff\u00e9rences entre chacune des couvertures.<\/p>\n\t\t<h3>\n\t\t\tExtras pour l\u2019assurance d\u2019immeuble locatif\n\t\t<\/h3>\n\t\t\t<p>When it comes to Apartment Building Insurance coverage, it is oftentimes the add-on coverages or &#8220;frills&#8221; that separate a good insurance policy from a great one. You of course want top-notch coverage for the building itself, ensuring it is covered for just about anything that could happen to it.<a href=\"\/fr\/liability-insurance\/\">Assurance de responsabilit\u00e9<\/a> is also key in ensuring that you are protected from lawsuits that might come from the ownership of your properties. And no realty insurance program is complete without Rental Income insurance coverage so that your hard earned rental cash flow continues on while your building is being repaired or rebuilt. But, did you also know that these more obscure coverage options are oftentimes available as well:<\/p>\t\t\n\t<ul>\n\t\t\t<li>\n\t\t\t\t<b>Assurance valeur \u00e0 neuf garantie :<\/b> m\u00eame si le co\u00fbt pour reb\u00e2tir surpasse le montant pour lequel vous \u00eates couvert! Cette option n\u00e9cessite habituellement qu\u2019une \u00e9valuation professionnelle soit effectu\u00e9e avec nous.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Assurance inondation :<\/b> presque impossible \u00e0 se procurer avec une police d\u2019assurance habitation, et pas disponible pour tous les blocs appartements, mais vous pourriez peut-\u00eatre qualifier pour cette couverture selon l\u2019emplacement de votre immeuble.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Dommages au terrain de stationnement :<\/b> a paved parking lot is not cheap, as we all know. And it&#8217;s nice to have the option to cover yours should it suffer an insured loss.\n\t\t\t<\/li>\n\t\t<\/ul>\n\t\t<h3>\n\t\t\tR\u00e9duisez vos co\u00fbts d\u2019assurance pour propri\u00e9taires d\u2019immeubles \u00e0 revenus\n\t\t<\/h3>\n\t\t\t<p>Voici quelques facteurs qui affectent votre prime d\u2019assurance d\u2019immeuble locatif :<\/p>\t\t\n\t<ul>\n\t\t\t<li>\n\t\t\t\t<b>L\u2019occupation <\/b>(ex : commerciale vs. locataires)\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>La construction de l\u2019immeuble<\/b> est-ce une structure en bois, ou une structure en fer et en brique moins inflammable?\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Le voisinage<\/b> le taux de crime est-il bas? \u00cates-vous dans le centre-ville tout pr\u00e8s d\u2019une caserne de pompiers, ou est-ce un appartement dans le sous-sol d\u2019une maison situ\u00e9e dans la campagne?\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Entretien du b\u00e2timent<\/b> La plupart des assureurs demandent une photo r\u00e9cente de l\u2019immeuble, et pourraient aussi demander une inspection de l\u2019\u00e9difice. Ce sont les circuits \u00e9lectriques, la plomberie et la toiture p\u00e9rim\u00e9es qui tuent. Il est \u00e9vident que l\u2019entretien d\u2019un bloc appartement et l\u2019\u00e9limination rapide de tout risque de responsabilit\u00e9 affectent \u00e9norm\u00e9ment les co\u00fbts d\u2019assurance.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\t<b>Historique des r\u00e9clamations<\/b> tout simplement, un historique de peu ou aucune perte assur\u00e9e fait en sorte que le profil des risques soit plus attirant. M\u00eame que plusieurs compagnies d\u2019assurance se battront entre elles pour un tel profil.\n\t\t\t<\/li>\n\t\t<\/ul>\n\t<p><strong>Assurance Vienneau<\/strong> fournit des assurances pour blocs appartements au Nouveau-Brunswick depuis \u00e0 peu pr\u00e8s 70 ans. Nous nous occupons de tout, qu\u2019il s\u2019agisse d\u2019une assurance pour immeuble d\u2019appartements luxueux, ou celle d\u2019un petit appartement dans le sous-sol d\u2019une maison. Appelez-nous ou cliquez votre \u00e9cran d\u00e8s aujourd\u2019hui pour voir ce que nous pouvons faire pour vous.<\/p>","protected":false},"excerpt":{"rendered":"<p>Keep Your Property Protected Protect your rental property, tenants, and long-term investment with policies. New Brunswick Landlord Insurance Whether you own a single income property to provide a little cash bump, or you are a full-time landlord with dozens of units to your name, you want to make sure your investment is properly protected. Landlord&hellip;<\/p>","protected":false},"author":2,"featured_media":44,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-67609","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Apartment Owners | Apartment Coverage by Vienneau<\/title>\n<meta name=\"description\" content=\"Choose Vienneau, a local insurance broker in New Brunswick, for apartment coverage that fits your needs. 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