{"id":67657,"date":"2026-07-16T00:29:52","date_gmt":"2026-07-16T07:29:52","guid":{"rendered":"https:\/\/govienneau.com\/?page_id=67657"},"modified":"2026-07-22T00:45:44","modified_gmt":"2026-07-22T07:45:44","slug":"snow-plow-insurance","status":"publish","type":"page","link":"https:\/\/govienneau.com\/fr\/snow-plow-insurance\/","title":{"rendered":"Assurance pour chasse-neige"},"content":{"rendered":"<h1>\n\t\t\tPr\u00eat pour toutes les t\u00e2ches hivernales\n\t\t<\/h1>\n\t\t\t<p>Des dommages mat\u00e9riels aux r\u00e9clamations en responsabilit\u00e9, nous vous aidons \u00e0 rester prot\u00e9g\u00e9 tout au long de la saison.<\/p>\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/snow-plow-dark-top.jpg\" alt=\"snow-plow-dark-top\" itemprop=\"image\" height=\"1050\" width=\"1600\" data-srcset=\"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/snow-plow-dark-top.jpg 1600w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/snow-plow-dark-top-300x197.jpg.webp 300w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/snow-plow-dark-top-1024x672.jpg.webp 1024w, https:\/\/govienneau.com\/wp-content\/smush-webp\/2026\/07\/snow-plow-dark-top-768x504.jpg.webp 768w, https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/snow-plow-dark-top-1536x1008.jpg 1536w\" data-sizes=\"(max-width: 1600px) 100vw, 1600px\" title=\"snow-plow-dark-top\" onerror=\"this.style.display='none'\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1600px; --smush-placeholder-aspect-ratio: 1600\/1050;\" \/>\n\t\t<h2>\n\t\t\tWhy You Need Snow Plow Insurance\n\t\t\t\t\t\t\t\t\t\t\t in New Brunswick\n\t\t<\/h2>\n\t\t\t<p>Si vous habitez au Nouveau-Brunswick, vous savez tr\u00e8s bien que les hivers y sont tr\u00e8s froids. M\u00eame que plusieurs endroits de la province re\u00e7oivent plus de 100 pouces de neige en moyenne \u00e0 chaque ann\u00e9e. C\u2019est l\u2019endroit parfait o\u00f9 offrir des services de d\u00e9neigement et vous devez vous assurer d\u2019avoir suffisamment d\u2019assurance chasse-neige pour votre entreprise. Lorsqu\u2019il y a beaucoup de neige sur le sol, tout est recouvert de blanc et c\u2019est si beau. Toutefois, cette beaut\u00e9 cache de nombreux risques, comme vous le verrez dans l\u2019histoire exemple qui suit.<\/p>\n<p>As a child, Joe T loved to get out and play in the snow. He and his brothers would spend hours making snowmen, having snowball fights, and riding their sleds all over the frozen countryside. In fact, as Joe grew up, he never lost his love of winter, winter sports, and starting up a snow removal business was a dream come true. For several years, Joe ran a tow service and a snow removal service would be the perfect addition to his business. Of course he didn&#8217;t think much about snow plowing insurance.<\/p>\n\t<p>Joe figured his towing service insurance would cover his needs, except for insurance on his snow removal equipment and vehicles. However, Joe didn&#8217;t realize what could happen and didn&#8217;t seriously consider all the risks of the business he was about to enter.<\/p>\n<p>Joe&#8217;s business grew fast because he cut expenses to the bone to undersell the competition. This also meant cutting costs on snow removal insurance and this turned out to be a big mistake.<\/p>\n<p>A month after Joe was in business there was a huge snowstorm and he was very busy. He also provided snow removal for sidewalks and driveways and had several men working with snow machines during this time. One of his men was clearing off a driveway which was right next to a neighbour&#8217;s fence. The machine threw so much snow over the fence that is collapsed the fence and the above ground pool nearby.<\/p>\n<p>Unfortunately, Joe cut costs so much he didn&#8217;t have any coverage for the damages and this caused him a major financial setback which could have easily been avoided.<\/p>\n\t\t<h3>\n\t\t\tQu\u2019est-ce qu\u2019est l\u2019assurance chasse-neige?\n\t\t<\/h3>\n\t\t\t<p>Une couverture chasse-neige est une assurance qui prot\u00e8ge une entreprise qui d\u00e9blaie la neige. Elle peut s\u2019appliquer \u00e0 des clients commerciaux ou r\u00e9sidentiels. Ce type de police couvre les probl\u00e8mes juridiques ainsi que les dommages faits \u00e0 l\u2019\u00e9quipement ou \u00e0 la propri\u00e9t\u00e9 (et les biens) des autres.<\/p>\n\t\t<h3>\n\t\t\tQui devrait se procurer une assurance chasse-neige?\n\t\t<\/h3>\n\t\t\t<p>If you are in the snow removal business you need special insurance. This includes businesses charging customers to come out and clear walkways and sidewalks. Like the example story with Joe, you never know what might happen and it&#8217;s best to be prepared.<\/p>\n\t\t<h3>\n\t\t\tQu\u2019est-ce qu\u2019une assurance de d\u00e9neigement de base?\n\t\t<\/h3>\n\t\t\t<p>Parce que vous appartenez et g\u00e9rez une compagnie, vous devriez d\u2019abord consid\u00e9rer une police de base pour propri\u00e9taire d\u2019entreprise qui normalement, comprend les \u00e9l\u00e9ments suivants :<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\tAssurance des biens d\u2019entreprise\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tResponsabilit\u00e9 civile g\u00e9n\u00e9rale\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tEquipment insurance &#8211; this can include your plows, snow blower machines, and tools specific to your operations.\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tCommercial auto insurance &#8211; for the trucks pushing the plows. If you have a commercial contract you also may have special trucks for spreading salt or sand and they need insurance.\n\t\t\t<\/li>\n\t\t<\/ul>\n\t\t<h3>\n\t\t\tLes options pour l\u2019assurance chasse-neige\n\t\t<\/h3>\n\t\t\t<p>Because it doesn&#8217;t snow all year round in New Brunswick your business is seasonal and some equipment may sit for better than half the year. You can insure this equipment for the time it is needed. However, you will want to keep your comprehensive insurance in force in case something happens to your equipment while in storage. You also may need these insurance options:<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\tDes limites augment\u00e9es de la responsabilit\u00e9 des tiers\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tUne assurance de l\u2019\u00e9quipement de bureau\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tUne couverture inondation\n\t\t\t<\/li>\n\t\t<\/ul>\n\t\t<h3>\n\t\t\tComment d\u00e9terminer vos limites de couverture\n\t\t<\/h3>\n\t\t\t<p>Vous aurez peut-\u00eatre besoin de plus grandes limites que celles d\u2019une couverture de base, et vous devriez consid\u00e9rer les facteurs suivants lorsque vous d\u00e9terminerez vos besoins :<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\tCombien de conducteurs embauchez-vous?\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tCombien de chasse-neiges appartenez-vous?\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tAvez-vous des atouts consid\u00e9rables ou des r\u00e9serves financi\u00e8res?\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tPouvez-vous absorber des pertes financi\u00e8res?\n\t\t\t<\/li>\n\t\t<\/ul>\n\t<p>Votre courtier d\u2019assurance est la meilleure personne avec qui discuter de ces choses, et voil\u00e0 pourquoi vous devriez venir parler \u00e0 un professionnel d\u2019assurance exp\u00e9riment\u00e9 chez Assurance Vienneau.<\/p>\n\t\t<h3>\n\t\t\tMagasinez pour une assurance chasse-neige sans soucis\n\t\t<\/h3>\n\t\t\t<p>Il y a plusieurs facteurs du c\u00f4t\u00e9 des affaires et des finances qu\u2019il faut consid\u00e9rer lorsque vous magasinez pour des assurances. De plus, vous devriez consulter au moins quelques compagnies afin de voir ce qu\u2019elles ont \u00e0 offrir. Ceci peut prendre beaucoup de votre temps et de vos ressources et il y a une meilleure option. Venez nous voir chez Assurance Vienneau.<\/p>\n\t\t<h3>\n\t\t\tVos professionnels d\u2019assurance ind\u00e9pendants\n\t\t<\/h3>\n\t\t\t<p>Pourquoi mettre tous vos \u0153ufs dans le m\u00eame panier lorsque \u00e7a vient aux assurances? Et pourtant, c\u2019est exactement ce qui se produit lorsque vous faites affaires avec un agent qui repr\u00e9sente qu\u2019une seule compagnie d\u2019assurance. Il peut seulement vous offrir un nombre limit\u00e9 d\u2019options et soit vous payer les primes d\u00e9sign\u00e9es ou vous allez magasiner ailleurs.<\/p>\n<p>Votre courtier ind\u00e9pendant chez Assurance Vienneau ne travaille pas pour une compagnie d\u2019assurance. Cette personne travaille pour vous et travaille aussi avec plusieurs partenaires d\u2019assurance qui ont d\u2019excellentes options d\u2019assurance chasse-neige \u00e0 offrir. Ceci vous procurera la meilleure couverture pour les meilleures primes disponibles.<\/p>\n<p>Don&#8217;t leave your snow removal service vulnerable. Get a free insurance quote today from Vienneau Insurance.<\/p>","protected":false},"excerpt":{"rendered":"<p>Ready for Every Winter Job From property damage to liability claims, we help you stay protected all season long. Why You Need Snow Plow Insurance in New Brunswick If you live in New Brunswick you know it can get cold in the wintertime. In addition, many parts of the province get more than 100 inches&hellip;<\/p>","protected":false},"author":2,"featured_media":67341,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-67657","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Snow Plow Coverage | Snow Plow Insurance<\/title>\n<meta name=\"description\" content=\"Choose Vienneau, a local insurance broker in New Brunswick, for snow plow coverage that fits your needs. Get started.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/pages\/67657\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Snow Plow Coverage | Snow Plow Insurance\" \/>\n<meta property=\"og:description\" content=\"Choose Vienneau, a local insurance broker in New Brunswick, for snow plow coverage that fits your needs. Get started.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/govienneau.com\/fr\/snow-plow-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Vienneau\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-22T07:45:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/our-services-13-v1_our-services-13-v1_image2.webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Snow Plow Coverage | Snow Plow Insurance\" \/>\n<meta name=\"twitter:description\" content=\"Choose Vienneau, a local insurance broker in New Brunswick, for snow plow coverage that fits your needs. Get started.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/our-services-13-v1_our-services-13-v1_image2.webp\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/govienneau.com\\\/snow-plow-insurance\\\/\",\"url\":\"https:\\\/\\\/govienneau.com\\\/snow-plow-insurance\\\/\",\"name\":\"Snow Plow Coverage | Snow Plow Insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/govienneau.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/govienneau.com\\\/snow-plow-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/govienneau.com\\\/snow-plow-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/govienneau.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/our-services-13-v1_our-services-13-v1_image2.webp\",\"datePublished\":\"2026-07-16T07:29:52+00:00\",\"dateModified\":\"2026-07-22T07:45:44+00:00\",\"description\":\"Choose Vienneau, a local insurance broker in New Brunswick, for snow plow coverage that fits your needs. Get started.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/govienneau.com\\\/snow-plow-insurance\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/govienneau.com\\\/snow-plow-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/govienneau.com\\\/snow-plow-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/govienneau.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/our-services-13-v1_our-services-13-v1_image2.webp\",\"contentUrl\":\"https:\\\/\\\/govienneau.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/our-services-13-v1_our-services-13-v1_image2.webp\",\"width\":1200,\"height\":718,\"caption\":\"Grocery store staff discussing plans\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/govienneau.com\\\/snow-plow-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/govienneau.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Snow Plow Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/govienneau.com\\\/#website\",\"url\":\"https:\\\/\\\/govienneau.com\\\/\",\"name\":\"Vienneau\",\"description\":\"Independent insurance broker helping clients compare coverage options across multiple insurers to find the right protection at competitive rates.\",\"publisher\":{\"@id\":\"https:\\\/\\\/govienneau.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/govienneau.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/govienneau.com\\\/#organization\",\"name\":\"Vienneau\",\"url\":\"https:\\\/\\\/govienneau.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/govienneau.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/govienneau.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/footer-17_footer-17_logo_image.webp\",\"contentUrl\":\"https:\\\/\\\/govienneau.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/footer-17_footer-17_logo_image.webp\",\"width\":553,\"height\":120,\"caption\":\"Vienneau\"},\"image\":{\"@id\":\"https:\\\/\\\/govienneau.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Snow Plow Coverage | Snow Plow Insurance","description":"Choose Vienneau, a local insurance broker in New Brunswick, for snow plow coverage that fits your needs. Get started.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/pages\/67657","og_locale":"fr_FR","og_type":"article","og_title":"Snow Plow Coverage | Snow Plow Insurance","og_description":"Choose Vienneau, a local insurance broker in New Brunswick, for snow plow coverage that fits your needs. Get started.","og_url":"https:\/\/govienneau.com\/fr\/snow-plow-insurance\/","og_site_name":"Vienneau","article_modified_time":"2026-07-22T07:45:44+00:00","og_image":[{"url":"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/our-services-13-v1_our-services-13-v1_image2.webp","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_title":"Snow Plow Coverage | Snow Plow Insurance","twitter_description":"Choose Vienneau, a local insurance broker in New Brunswick, for snow plow coverage that fits your needs. Get started.","twitter_image":"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/our-services-13-v1_our-services-13-v1_image2.webp","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/govienneau.com\/snow-plow-insurance\/","url":"https:\/\/govienneau.com\/snow-plow-insurance\/","name":"Snow Plow Coverage | Snow Plow Insurance","isPartOf":{"@id":"https:\/\/govienneau.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/govienneau.com\/snow-plow-insurance\/#primaryimage"},"image":{"@id":"https:\/\/govienneau.com\/snow-plow-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/our-services-13-v1_our-services-13-v1_image2.webp","datePublished":"2026-07-16T07:29:52+00:00","dateModified":"2026-07-22T07:45:44+00:00","description":"Choose Vienneau, a local insurance broker in New Brunswick, for snow plow coverage that fits your needs. Get started.","breadcrumb":{"@id":"https:\/\/govienneau.com\/snow-plow-insurance\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/govienneau.com\/snow-plow-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/govienneau.com\/snow-plow-insurance\/#primaryimage","url":"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/our-services-13-v1_our-services-13-v1_image2.webp","contentUrl":"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/our-services-13-v1_our-services-13-v1_image2.webp","width":1200,"height":718,"caption":"Grocery store staff discussing plans"},{"@type":"BreadcrumbList","@id":"https:\/\/govienneau.com\/snow-plow-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/govienneau.com\/"},{"@type":"ListItem","position":2,"name":"Snow Plow Insurance"}]},{"@type":"WebSite","@id":"https:\/\/govienneau.com\/#website","url":"https:\/\/govienneau.com\/","name":"Vienneau","description":"Independent insurance broker helping clients compare coverage options across multiple insurers to find the right protection at competitive rates.","publisher":{"@id":"https:\/\/govienneau.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/govienneau.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/govienneau.com\/#organization","name":"Vienneau","url":"https:\/\/govienneau.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/govienneau.com\/#\/schema\/logo\/image\/","url":"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/footer-17_footer-17_logo_image.webp","contentUrl":"https:\/\/govienneau.com\/wp-content\/uploads\/2026\/07\/footer-17_footer-17_logo_image.webp","width":553,"height":120,"caption":"Vienneau"},"image":{"@id":"https:\/\/govienneau.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/pages\/67657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/comments?post=67657"}],"version-history":[{"count":4,"href":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/pages\/67657\/revisions"}],"predecessor-version":[{"id":67724,"href":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/pages\/67657\/revisions\/67724"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/media\/67341"}],"wp:attachment":[{"href":"https:\/\/govienneau.com\/fr\/wp-json\/wp\/v2\/media?parent=67657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}